Free planning tools for taxes, real estate, and retirement moves

Use last year's total tax to estimate a safe-harbor baseline, then build a catch-up plan based on withholding and payments you've already made.

Calculate a home office reimbursement amount under an accountable plan using a simple square-foot allocation and a clean documentation checklist.

Build a clean meeting log, estimate a defensible rent amount, and generate a simple CSV you can put in your audit folder.

Turn year-to-date income into an annualized projection, estimate how much you should have paid by now, and build a catch-up plan that matches lumpy 1099 income.

Track hours with categories, produce a clean CSV for your audit folder, and pressure-test whether your documentation is strong enough before you file.

Estimate first-year accelerated depreciation tax savings, subtract fees, and see how the result changes under different tax rates and bonus depreciation assumptions.

Estimate how much conversion room you have before you cross a Medicare IRMAA threshold (using thresholds you enter), then map a conversion plan you can execute.

Model baseline MAGI, RMD, QCD, and Roth conversions to estimate conversion room before an IRMAA threshold and build a sequencing playbook.

Compare payments, interest, and opportunity cost when funding a down payment with a Solo 401(k) loan versus a HELOC (using your inputs).

Estimate annual payments, interest, taxable gain portion, and after-tax cash flow for an installment sale using a simple schedule you can share with your advisor.

Estimate taxable vs nontaxable Roth conversion amounts using the pro-rata rule, and see how year-end IRA balances change the outcome.

Calculate how much extra withholding you need per paycheck to hit a year-end target, and compare it to making estimated payments.

Estimate how much long-term capital gain you can realize inside a user-entered threshold, and see how much of a planned sale spills into the next tier.