Money calculators
Clear numbers for money decisions. No account required. Pick a category, search, or open a tool.
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Personal money17
Open categoryBudgets, savings, debt payoff, and net worth.
What is left after regular income and expenses?
How much cash buffer covers the months you choose?
When will regular contributions reach your target?
Which debt payoff order is faster or cheaper?
How long will repayment take and what will interest cost?
What can recurring savings become over time?
What do you own after subtracting what you owe?
What do all those recurring charges cost per year?
What is your effective hourly, weekly, or monthly pay?
What does a compensation change mean per pay period?
How much should you set aside each month for a known future cost?
What baseline budget fits income that changes month to month?
What share of gross monthly income goes to debt payments?
What percentage of take-home income are you keeping?
What might today’s money buy after several years of inflation?
How long can retirement savings support the income gap you expect?
How much could an annual investment fee reduce the value of regular savings?
Banking & borrowing13
Open categoryLoans, APY, amortization, and credit costs.
What are the monthly payment, interest, and total repayment?
Which loan costs less after rates, terms, and upfront fees?
What will a balance earn at a stated annual percentage yield?
How much time and interest can an extra payment save?
What is the payment while only interest is being charged?
What does a drawn credit line cost over the chosen number of days?
Which account costs less after fees, waivers, and interest?
What will a fixed deposit return by maturity?
What percentage of the asset value is financed?
What principal fits a chosen payment, rate, and term?
Will consolidation lower the total payment and interest cost?
When does a signup bonus outweigh a lower savings rate?
How does a fixed loan balance change at key points in its repayment term?
Taxes & payroll12
Open categoryTake-home pay, withholding, and tax reserves.
What take-home pay remains after user-supplied deductions and tax rates?
How much should be withheld from each pay period at the entered rate?
How much should a self-employed worker reserve from profit?
What taxable gain and estimated tax follow from the entered rate?
How much holiday pay accrues at the entered percentage?
How does pay convert between weekly, monthly, and annual amounts?
What does payroll cost after employer taxes and fixed benefits?
What reimbursement follows from distance and the applicable rate?
What workspace share of eligible home costs is potentially deductible?
What amount is withheld and what net payment is received?
How do the entered marginal rate and actual tax paid compare?
Does tax already withheld cover the annual tax estimate you enter?
Housing & moving18
Open categoryRent, mortgages, equity, and move-in costs.
What rent range fits your income and commitments?
Which option costs less over your expected time horizon?
What are the monthly payment and total interest?
How much time and interest can overpayments save?
How much cash is needed beyond the down payment?
What should you budget for the entire move?
How should a shared deposit be divided and returned?
How can rent reflect room size and amenities?
How much should you set aside for upkeep?
What is the project total after fees and contingency?
What does a rent increase add per month and over the lease?
How much cash is needed for deposits, rent, fees, and setup?
How long will monthly savings take to recover refinancing costs?
How much estimated home value remains after secured debt?
What monthly cash flow remains after rent, vacancy, finance, and property costs?
What cash-on-cash return does a short-term rental lease arbitrage deal produce?
What return does a short-term rental purchase produce after financing and ops?
Should extra monthly funds repay the mortgage or go into an index fund?
Insurance & protection11
Open categoryCoverage gaps, premiums, and claim costs.
When does a lower deductible justify a higher premium?
What does monthly payment cost compared with paying annually?
What replacement value remains above current coverage and savings?
What is the estimated replacement value across household categories?
How do annual premiums, deductibles, and reimbursement compare with self-funding?
How much monthly income remains unprotected after policy benefits?
What is the full annual premium after fees and payment surcharges?
What does renters insurance cost per month and per coverage amount?
What monthly reserve covers several annual business policies?
What would a covered loss cost after deductible and coverage limits?
Which health plan costs less for the care spending you enter?