What rent range fits your income and commitments?
Suggested max rent
$1,860
Tip. 30% is a rule of thumb, not a law. High-cost cities routinely break it.
Explore the numbers
Start with a scenario, then read the response curve to see which input actually moves the answer.
Example 1
The classic share of take-home pay.
Suggested max rent
$1,860
Example 2
More room for saving, debt payoff, and surprises.
Suggested max rent
$1,550
Example 3
The share many high-cost markets actually demand.
Suggested max rent
$2,170
Sweeps target rent share of income from half to one and a half times your value, holding everything else fixed.
Response curve
Suggested max rent
$1,860
Suggests a rent ceiling from take-home income and a target share, then shows what is left once rent and other debts are paid.
Suggested rent = income × target share; leftover = income − rent − other debts
This tool uses take-home, so the leftover figure is spendable cash. Landlords usually screen on gross income instead, often asking for 40 times the monthly rent as an annual salary.
No. Rent only. Budget utilities, internet, and renters insurance separately, which typically adds 10 to 15% on top of rent.
The honest options are a smaller place, roommates, a different neighbourhood, or accepting a higher share and cutting elsewhere. The leftover figure tells you which trade you are actually making.
No. They are educational estimates based on the inputs and assumptions on this page. Confirm important decisions with a qualified professional and your own documents.
The questions people usually ask next.