Housing & moving
For renters, buyers, and property owners sizing a payment, a move, or an investment. Start with the mortgage payment, then test extra payments and cash to close.
Start with Mortgage paymentRent, mortgages, equity, and move-in costs.
Housing & moving25
Rent, mortgages, equity, and move-in costs.
What is your net housing cost after rent from other units or rooms?
How much cash stays in a buy-rehab-rent-refinance deal, and what cash flow is left?
Does net operating income cover the annual mortgage by the ratio a DSCR lender wants?
What cash-on-cash return remains after vacancy, operating costs, and debt service?
What capitalization rate does this rental's NOI produce at the price you would pay?
Does nightly STR net more than a furnished midterm lease after fees and ops?
What do turnovers really cost each month once cleaner, supplies, and laundry are included?
What nightly rate covers costs and your target profit at this occupancy?
What occupancy keeps a short-term rental from losing money at this nightly rate?
What rent range fits your income and commitments?
Which option costs less over your expected time horizon?
What are the monthly payment and total interest?
How much time and interest can overpayments save?
How much cash is needed beyond the down payment?
What should you budget for the entire move?
How much should you set aside for upkeep?
What is the project total after fees and contingency?
What does a rent increase add per month and over the lease?
How much cash is needed for deposits, rent, fees, and setup?
How long will monthly savings take to recover refinancing costs?
How much estimated home value remains after secured debt?
What monthly cash flow remains after rent, vacancy, finance, and property costs?
What cash-on-cash return does a short-term rental lease arbitrage deal produce?
What return does a short-term rental purchase produce after financing and ops?
Should extra monthly funds repay the mortgage or go into an index fund?