Banking & borrowing

For borrowers and savers comparing loans, deposits, and account offers. Use it when a rate or a fee is about to cost you money and you want the comparison in dollars.

Start with Personal loan payment

Loans, APY, amortization, and credit costs.

Banking & borrowing13

Loans, APY, amortization, and credit costs.

Personal loan payment

What are the monthly payment, interest, and total repayment?

Personal loan comparison

Which loan costs less after rates, terms, and upfront fees?

APY savings growth

What will a balance earn at a stated annual percentage yield?

Early loan payoff

How much time and interest can an extra payment save?

Interest-only payment

What is the payment while only interest is being charged?

Line of credit cost

What does a drawn credit line cost over the chosen number of days?

Bank account fee comparison

Which account costs less after fees, waivers, and interest?

Fixed-term deposit growth

What will a fixed deposit return by maturity?

Loan-to-value ratio

What percentage of the asset value is financed?

Payment-based borrowing limit

What principal fits a chosen payment, rate, and term?

Debt consolidation comparison

Will consolidation lower the total payment and interest cost?

Savings bonus break-even

When does a signup bonus outweigh a lower savings rate?

Loan amortization schedule

How does a fixed loan balance change at key points in its repayment term?